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DAN RRG Announces Upgrades to its Professional Liability Program
Durham, NC (June 14, 2017) –DAN Risk Retention Group (DAN RRG), a wholly owned subsidiary of Divers Alert Network® (DAN®), is pleased to announce upgrades to its Professional Liability offering for the 2017-18 program year.
Beginning July 1, 2017, DAN’s liability program will be available to all dive professionals and dive businesses. Our goal is to make DAN your first choice for professional liability protection.
Drawing on its expertise in dive accident management and the strength of its other insurance programs DAN has improved the program to make it the best in the industry. With litigation on the rise comprehensive liability protection is critical to a safe and sustainable business.
Policies are available for dive professionals at every level - Instructors, Divemasters, Free Diving and Swimming Instructors, those in training, and those who have retired. Additionally, all DAN Professional Liability programs are backed by two of the largest reinsurance companies in the world – Lloyds of London and Gen Re, ensuring the security and long-term viability of the program.
Based on our analysis of data from the 2016 year, and feedback from DAN members and the dive community, DAN has implemented the following changes:
1.Lower Premiums – A successful first year has allowed DAN RRG to reduce premiums for the 2017-18 program year. Effective for all 2017 renewals and new purchases after June 1, 2017, prices will be reduced approximately 15%. The cost of Individual Professional Liability insurance for DAN members has been reduced to $649 for instructors and $379 for Divemasters.
2.Online Enrollment – To expedite the application process and get coverage in place at the earliest possible time, dive professionals can now complete and submit their application online. Once the application is approved, all supporting documents related to a member’s Professional Liability policy are available 24/7 through the member’s DAN account.
3.Unlimited Defense Costs – To ensure that policyholders receive the full benefit of their policy limits, the DAN RRG policy can now be purchased with a rider which provides unlimited defense costs and removes these costs from the aggregate limit. This means you get the full benefit of the minimum coverage of $1 million per event, $2 million aggregate for bodily injury and property damage.
4.Rebreather Training - Now available at no additional cost to protect professionals who provide all levels of instruction.
5.Risk Mitigation – No one plans to have an accident, but there are numerous programs available from DAN to mitigate your risk. When you enroll as a DAN Professional Member you gain access to all DAN health and safety resources, including our new Prepared Diver Program and Student Medical Expense Coverage. Provided at no cost, these programs are designed to make diving safer and provide insurance coverage for students should an accident occur.
“We are extremely pleased to be able to improve the already excellent Professional Liability Program and continue to offer sustainable, reliable, and cost-effective solutions for the dive industry’s liability needs”, said Bill Ziefle, President and CEO of DAN. “These improvements make it easier and more cost effective for instructors to protect themselves from risk, and allow them to focus on improving diver safety and working towards the DAN Mission of making every dive safe.”
About DAN: DAN is the world’s most recognized and well respected dive safety organization, with more than 35 years of commitment to the safety and wellbeing of divers. DAN’s research, medical services programs and global response initiatives have created an extensive network capable of providing divers around the world with vital services – from the prevention of accidents through safety programs and education to the facilitation of lifesaving evacuations.
To learn more or to become a DAN member, visit DAN.org.
#scuba #liabilityinsurance #DAN #DiversAlertNetwork #NAUI
JCA Elite Scuba instructs recreational and technical divers throughout the Pacific Northwest. Choosing the best certification is easy. Look for a program that lets you set the schedule, take as long as you want, and an instructor that gives personal and individualized attention. Even if your time is limited, safe, complete, and flexible instruction will always be the first priority. That's what I do! Join me and learn to dive, refresher your skills, or take your training to the next level.
Wednesday, June 14, 2017
Individual Professional Liability insurance for DAN members has been reduced to $649 for instructors and $379 for Divemasters
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